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BankHealth

SECURITY BANK OF THE OZARKS

EMINENCE, MISSOURI · FDIC Cert #18033

B
Health Score
67/100
$148M
Total Assets
$139M
Total Deposits
10.10%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SECURITY BANK OF THE OZARKS holds a Tier 1 capital ratio of 10.10%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SECURITY BANK OF THE OZARKS has a strong buffer to absorb potential losses.

Key Financial Metrics

2.90%
Nonperforming Loans
Moderate — some loan stress
30.72%
Liquidity Ratio
Strong — can meet withdrawal demands
1.51%
Return on Assets
Profitable — earning well on assets
$139M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SECURITY BANK OF THE OZARKS shows strong financial health indicators. With $148M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SECURITY BANK OF THE OZARKS has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 10.10%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SECURITY BANK OF THE OZARKS holds $148M in total assets and $139M in total deposits. It is located in EMINENCE, MISSOURI (FDIC Certificate #18033).

SECURITY BANK OF THE OZARKS has a Tier 1 capital ratio of 10.10%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.90%, and the return on assets is 1.51%.

Yes. SECURITY BANK OF THE OZARKS is FDIC-insured (Certificate #18033). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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