SECURITY BANK OF TEXAS
CRAWFORD, TEXAS · FDIC Cert #15731
Capital & Safety Analysis
According to FDIC financial data, SECURITY BANK OF TEXAS holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject SECURITY BANK OF TEXAS to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
SECURITY BANK OF TEXAS shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SECURITY BANK OF TEXAS has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SECURITY BANK OF TEXAS holds $134M in total assets and $115M in total deposits. It is located in CRAWFORD, TEXAS (FDIC Certificate #15731).
SECURITY BANK OF TEXAS has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 1.57%.
Yes. SECURITY BANK OF TEXAS is FDIC-insured (Certificate #15731). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.