SAWYER SAVINGS BANK
SAUGERTIES, NEW YORK · FDIC Cert #16039
Capital & Safety Analysis
According to FDIC financial data, SAWYER SAVINGS BANK holds a Tier 1 capital ratio of 15.30%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SAWYER SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SAWYER SAVINGS BANK shows strong financial health indicators. With $291M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SAWYER SAVINGS BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 15.30%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SAWYER SAVINGS BANK holds $291M in total assets and $243M in total deposits. It is located in SAUGERTIES, NEW YORK (FDIC Certificate #16039).
SAWYER SAVINGS BANK has a Tier 1 capital ratio of 15.30%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.91%, and the return on assets is 0.25%.
Yes. SAWYER SAVINGS BANK is FDIC-insured (Certificate #16039). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.