RONDOUT SAVINGS BANK
KINGSTON, NEW YORK · FDIC Cert #15969
Capital & Safety Analysis
According to FDIC financial data, RONDOUT SAVINGS BANK holds a Tier 1 capital ratio of 13.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RONDOUT SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
RONDOUT SAVINGS BANK shows strong financial health indicators. With $545M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RONDOUT SAVINGS BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 13.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RONDOUT SAVINGS BANK holds $545M in total assets and $438M in total deposits. It is located in KINGSTON, NEW YORK (FDIC Certificate #15969).
RONDOUT SAVINGS BANK has a Tier 1 capital ratio of 13.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 0.03%.
Yes. RONDOUT SAVINGS BANK is FDIC-insured (Certificate #15969). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.