RIVERWIND BANK
AUGUSTA, ARKANSAS · FDIC Cert #15035
Capital & Safety Analysis
According to FDIC financial data, RIVERWIND BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject RIVERWIND BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
RIVERWIND BANK shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RIVERWIND BANK has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RIVERWIND BANK holds $146M in total assets and $131M in total deposits. It is located in AUGUSTA, ARKANSAS (FDIC Certificate #15035).
RIVERWIND BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.27%, and the return on assets is 0.69%.
Yes. RIVERWIND BANK is FDIC-insured (Certificate #15035). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.