PUTNAM COUNTY NB OF CARMEL
CARMEL, NEW YORK · FDIC Cert #6990
Capital & Safety Analysis
According to FDIC financial data, PUTNAM COUNTY NB OF CARMEL holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PUTNAM COUNTY NB OF CARMEL to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PUTNAM COUNTY NB OF CARMEL shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PUTNAM COUNTY NB OF CARMEL has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PUTNAM COUNTY NB OF CARMEL holds $169M in total assets and $126M in total deposits. It is located in CARMEL, NEW YORK (FDIC Certificate #6990).
PUTNAM COUNTY NB OF CARMEL has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.56%, and the return on assets is 1.77%.
Yes. PUTNAM COUNTY NB OF CARMEL is FDIC-insured (Certificate #6990). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.