PONY EXPRESS BANK
BRAYMER, MISSOURI · FDIC Cert #4526
Capital & Safety Analysis
According to FDIC financial data, PONY EXPRESS BANK holds a Tier 1 capital ratio of 11.59%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PONY EXPRESS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PONY EXPRESS BANK shows strong financial health indicators. With $380M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PONY EXPRESS BANK has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 11.59%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PONY EXPRESS BANK holds $380M in total assets and $304M in total deposits. It is located in BRAYMER, MISSOURI (FDIC Certificate #4526).
PONY EXPRESS BANK has a Tier 1 capital ratio of 11.59%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 2.33%.
Yes. PONY EXPRESS BANK is FDIC-insured (Certificate #4526). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.