PHELPS COUNTY BANK
ROLLA, MISSOURI · FDIC Cert #18841
Capital & Safety Analysis
According to FDIC financial data, PHELPS COUNTY BANK holds a Tier 1 capital ratio of 13.83%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PHELPS COUNTY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PHELPS COUNTY BANK shows strong financial health indicators. With $486M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PHELPS COUNTY BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 13.83%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PHELPS COUNTY BANK holds $486M in total assets and $428M in total deposits. It is located in ROLLA, MISSOURI (FDIC Certificate #18841).
PHELPS COUNTY BANK has a Tier 1 capital ratio of 13.83%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 1.46%.
Yes. PHELPS COUNTY BANK is FDIC-insured (Certificate #18841). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.