PEOPLES STB OF HALLETTSVILLE
HALLETTSVILLE, TEXAS · FDIC Cert #10719
Capital & Safety Analysis
According to FDIC financial data, PEOPLES STB OF HALLETTSVILLE holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PEOPLES STB OF HALLETTSVILLE to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PEOPLES STB OF HALLETTSVILLE shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES STB OF HALLETTSVILLE has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES STB OF HALLETTSVILLE holds $360M in total assets and $330M in total deposits. It is located in HALLETTSVILLE, TEXAS (FDIC Certificate #10719).
PEOPLES STB OF HALLETTSVILLE has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 0.68%.
Yes. PEOPLES STB OF HALLETTSVILLE is FDIC-insured (Certificate #10719). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.