PEOPLES BANK OF SENECA
SENECA, MISSOURI · FDIC Cert #34146
Capital & Safety Analysis
According to FDIC financial data, PEOPLES BANK OF SENECA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PEOPLES BANK OF SENECA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PEOPLES BANK OF SENECA shows some financial weakness with a Health Score of 43/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES BANK OF SENECA has a Bank Health Score of D (43/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES BANK OF SENECA holds $464M in total assets and $408M in total deposits. It is located in SENECA, MISSOURI (FDIC Certificate #34146).
PEOPLES BANK OF SENECA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.38%, and the return on assets is 1.45%.
Yes. PEOPLES BANK OF SENECA is FDIC-insured (Certificate #34146). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.