OZARKS FS&LA
FARMINGTON, MISSOURI · FDIC Cert #28277
Capital & Safety Analysis
According to FDIC financial data, OZARKS FS&LA holds a Tier 1 capital ratio of 20.14%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OZARKS FS&LA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
OZARKS FS&LA shows strong financial health indicators. With $269M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OZARKS FS&LA has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 20.14%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OZARKS FS&LA holds $269M in total assets and $206M in total deposits. It is located in FARMINGTON, MISSOURI (FDIC Certificate #28277).
OZARKS FS&LA has a Tier 1 capital ratio of 20.14%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.00%, and the return on assets is -0.11%.
Yes. OZARKS FS&LA is FDIC-insured (Certificate #28277). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.