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BankHealth

NATIONAL BANK OF COXSACKIE

COXSACKIE, NEW YORK · FDIC Cert #7018

A
Health Score
86/100
$534M
Total Assets
$431M
Total Deposits
15.57%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NATIONAL BANK OF COXSACKIE holds a Tier 1 capital ratio of 15.57%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NATIONAL BANK OF COXSACKIE has a strong buffer to absorb potential losses.

Key Financial Metrics

0.49%
Nonperforming Loans
Low — healthy loan portfolio
25.68%
Liquidity Ratio
Strong — can meet withdrawal demands
0.41%
Return on Assets
Low profitability
$431M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NATIONAL BANK OF COXSACKIE shows strong financial health indicators. With $534M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NATIONAL BANK OF COXSACKIE has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 15.57%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NATIONAL BANK OF COXSACKIE holds $534M in total assets and $431M in total deposits. It is located in COXSACKIE, NEW YORK (FDIC Certificate #7018).

NATIONAL BANK OF COXSACKIE has a Tier 1 capital ratio of 15.57%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.49%, and the return on assets is 0.41%.

Yes. NATIONAL BANK OF COXSACKIE is FDIC-insured (Certificate #7018). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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