MUENSTER STATE BANK
MUENSTER, TEXAS · FDIC Cert #15523
Capital & Safety Analysis
According to FDIC financial data, MUENSTER STATE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject MUENSTER STATE BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
MUENSTER STATE BANK shows strong financial health indicators. With $208M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MUENSTER STATE BANK has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MUENSTER STATE BANK holds $208M in total assets and $176M in total deposits. It is located in MUENSTER, TEXAS (FDIC Certificate #15523).
MUENSTER STATE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.00%.
Yes. MUENSTER STATE BANK is FDIC-insured (Certificate #15523). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.