MODERN BANK NATIONAL ASSN
NEW YORK, NEW YORK · FDIC Cert #22398
Capital & Safety Analysis
According to FDIC financial data, MODERN BANK NATIONAL ASSN holds a Tier 1 capital ratio of 13.19%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MODERN BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MODERN BANK NATIONAL ASSN shows strong financial health indicators. With $847M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MODERN BANK NATIONAL ASSN has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 13.19%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MODERN BANK NATIONAL ASSN holds $847M in total assets and $693M in total deposits. It is located in NEW YORK, NEW YORK (FDIC Certificate #22398).
MODERN BANK NATIONAL ASSN has a Tier 1 capital ratio of 13.19%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.67%, and the return on assets is 0.47%.
Yes. MODERN BANK NATIONAL ASSN is FDIC-insured (Certificate #22398). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.