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BankHealth

MIDWEST IND BANKERSBANK

JEFFERSON CITY, MISSOURI · FDIC Cert #25849

A
Health Score
93/100
$317M
Total Assets
$232M
Total Deposits
16.24%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, MIDWEST IND BANKERSBANK holds a Tier 1 capital ratio of 16.24%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MIDWEST IND BANKERSBANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
24.49%
Liquidity Ratio
Strong — can meet withdrawal demands
1.52%
Return on Assets
Profitable — earning well on assets
$232M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MIDWEST IND BANKERSBANK shows strong financial health indicators. With $317M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MIDWEST IND BANKERSBANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 16.24%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MIDWEST IND BANKERSBANK holds $317M in total assets and $232M in total deposits. It is located in JEFFERSON CITY, MISSOURI (FDIC Certificate #25849).

MIDWEST IND BANKERSBANK has a Tier 1 capital ratio of 16.24%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.52%.

Yes. MIDWEST IND BANKERSBANK is FDIC-insured (Certificate #25849). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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