MERCHANTS&FARMERS BANK
DUMAS, ARKANSAS · FDIC Cert #8735
Capital & Safety Analysis
According to FDIC financial data, MERCHANTS&FARMERS BANK holds a Tier 1 capital ratio of 13.07%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MERCHANTS&FARMERS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MERCHANTS&FARMERS BANK shows strong financial health indicators. With $249M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MERCHANTS&FARMERS BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 13.07%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MERCHANTS&FARMERS BANK holds $249M in total assets and $211M in total deposits. It is located in DUMAS, ARKANSAS (FDIC Certificate #8735).
MERCHANTS&FARMERS BANK has a Tier 1 capital ratio of 13.07%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 1.60%.
Yes. MERCHANTS&FARMERS BANK is FDIC-insured (Certificate #8735). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.