MASSENA SAVINGS&LOAN
MASSENA, NEW YORK · FDIC Cert #30429
Capital & Safety Analysis
According to FDIC financial data, MASSENA SAVINGS&LOAN holds a Tier 1 capital ratio of 22.21%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MASSENA SAVINGS&LOAN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MASSENA SAVINGS&LOAN shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MASSENA SAVINGS&LOAN has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 22.21%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MASSENA SAVINGS&LOAN holds $187M in total assets and $137M in total deposits. It is located in MASSENA, NEW YORK (FDIC Certificate #30429).
MASSENA SAVINGS&LOAN has a Tier 1 capital ratio of 22.21%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.36%, and the return on assets is 0.69%.
Yes. MASSENA SAVINGS&LOAN is FDIC-insured (Certificate #30429). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.