MAPLE CITY SAVINGS BANK FSB
HORNELL, NEW YORK · FDIC Cert #28585
Capital & Safety Analysis
According to FDIC financial data, MAPLE CITY SAVINGS BANK FSB holds a Tier 1 capital ratio of 13.66%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MAPLE CITY SAVINGS BANK FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MAPLE CITY SAVINGS BANK FSB shows strong financial health indicators. With $128M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MAPLE CITY SAVINGS BANK FSB has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 13.66%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MAPLE CITY SAVINGS BANK FSB holds $128M in total assets and $109M in total deposits. It is located in HORNELL, NEW YORK (FDIC Certificate #28585).
MAPLE CITY SAVINGS BANK FSB has a Tier 1 capital ratio of 13.66%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.53%, and the return on assets is 0.17%.
Yes. MAPLE CITY SAVINGS BANK FSB is FDIC-insured (Certificate #28585). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.