LONE STAR BANK
HOUSTON, TEXAS · FDIC Cert #58324
Capital & Safety Analysis
According to FDIC financial data, LONE STAR BANK holds a Tier 1 capital ratio of 16.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LONE STAR BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LONE STAR BANK shows strong financial health indicators. With $162M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LONE STAR BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 16.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LONE STAR BANK holds $162M in total assets and $139M in total deposits. It is located in HOUSTON, TEXAS (FDIC Certificate #58324).
LONE STAR BANK has a Tier 1 capital ratio of 16.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.37%, and the return on assets is 0.74%.
Yes. LONE STAR BANK is FDIC-insured (Certificate #58324). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.