KEYSTONE BANK SSB
AUSTIN, TEXAS · FDIC Cert #34456
Capital & Safety Analysis
According to FDIC financial data, KEYSTONE BANK SSB holds a Tier 1 capital ratio of 11.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning KEYSTONE BANK SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
KEYSTONE BANK SSB shows strong financial health indicators. With $926M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
KEYSTONE BANK SSB has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 11.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
KEYSTONE BANK SSB holds $926M in total assets and $771M in total deposits. It is located in AUSTIN, TEXAS (FDIC Certificate #34456).
KEYSTONE BANK SSB has a Tier 1 capital ratio of 11.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.50%, and the return on assets is 1.01%.
Yes. KEYSTONE BANK SSB is FDIC-insured (Certificate #34456). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.