KARNES CNTY NB OF KARNES CTY
KARNES CITY, TEXAS · FDIC Cert #3279
Capital & Safety Analysis
According to FDIC financial data, KARNES CNTY NB OF KARNES CTY holds a Tier 1 capital ratio of 20.66%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning KARNES CNTY NB OF KARNES CTY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
KARNES CNTY NB OF KARNES CTY shows strong financial health indicators. With $519M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
KARNES CNTY NB OF KARNES CTY has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 20.66%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
KARNES CNTY NB OF KARNES CTY holds $519M in total assets and $446M in total deposits. It is located in KARNES CITY, TEXAS (FDIC Certificate #3279).
KARNES CNTY NB OF KARNES CTY has a Tier 1 capital ratio of 20.66%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 6.57%, and the return on assets is 0.80%.
Yes. KARNES CNTY NB OF KARNES CTY is FDIC-insured (Certificate #3279). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.