HOMEBANK TEXAS
SEAGOVILLE, TEXAS · FDIC Cert #17094
Capital & Safety Analysis
According to FDIC financial data, HOMEBANK TEXAS holds a Tier 1 capital ratio of 15.94%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOMEBANK TEXAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOMEBANK TEXAS shows strong financial health indicators. With $327M in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOMEBANK TEXAS has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 15.94%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOMEBANK TEXAS holds $327M in total assets and $284M in total deposits. It is located in SEAGOVILLE, TEXAS (FDIC Certificate #17094).
HOMEBANK TEXAS has a Tier 1 capital ratio of 15.94%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.53%, and the return on assets is 1.99%.
Yes. HOMEBANK TEXAS is FDIC-insured (Certificate #17094). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.