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BankHealth

HOME S&LA OF CARROLL CNTY FA

NORBORNE, MISSOURI · FDIC Cert #27898

A
Health Score
84/100
$123M
Total Assets
$100M
Total Deposits
23.03%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, HOME S&LA OF CARROLL CNTY FA holds a Tier 1 capital ratio of 23.03%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOME S&LA OF CARROLL CNTY FA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.65%
Nonperforming Loans
Low — healthy loan portfolio
24.88%
Liquidity Ratio
Strong — can meet withdrawal demands
0.19%
Return on Assets
Low profitability
$100M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

HOME S&LA OF CARROLL CNTY FA shows strong financial health indicators. With $123M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

HOME S&LA OF CARROLL CNTY FA has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 23.03%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

HOME S&LA OF CARROLL CNTY FA holds $123M in total assets and $100M in total deposits. It is located in NORBORNE, MISSOURI (FDIC Certificate #27898).

HOME S&LA OF CARROLL CNTY FA has a Tier 1 capital ratio of 23.03%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.65%, and the return on assets is 0.19%.

Yes. HOME S&LA OF CARROLL CNTY FA is FDIC-insured (Certificate #27898). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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