GULF CAPITAL BANK
HOUSTON, TEXAS · FDIC Cert #59185
Capital & Safety Analysis
According to FDIC financial data, GULF CAPITAL BANK holds a Tier 1 capital ratio of 19.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GULF CAPITAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GULF CAPITAL BANK shows strong financial health indicators. With $546M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GULF CAPITAL BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 19.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GULF CAPITAL BANK holds $546M in total assets and $377M in total deposits. It is located in HOUSTON, TEXAS (FDIC Certificate #59185).
GULF CAPITAL BANK has a Tier 1 capital ratio of 19.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.69%, and the return on assets is -0.25%.
Yes. GULF CAPITAL BANK is FDIC-insured (Certificate #59185). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.