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BankHealth

GRASSHOPPER BANK N A

NEW YORK, NEW YORK · FDIC Cert #59113

B
Health Score
72/100
$836M
Total Assets
$770M
Total Deposits
10.86%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, GRASSHOPPER BANK N A holds a Tier 1 capital ratio of 10.86%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GRASSHOPPER BANK N A has a strong buffer to absorb potential losses.

Key Financial Metrics

0.19%
Nonperforming Loans
Low — healthy loan portfolio
22.25%
Liquidity Ratio
Strong — can meet withdrawal demands
0.11%
Return on Assets
Low profitability
$770M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GRASSHOPPER BANK N A shows strong financial health indicators. With $836M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GRASSHOPPER BANK N A has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 10.86%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GRASSHOPPER BANK N A holds $836M in total assets and $770M in total deposits. It is located in NEW YORK, NEW YORK (FDIC Certificate #59113).

GRASSHOPPER BANK N A has a Tier 1 capital ratio of 10.86%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 0.11%.

Yes. GRASSHOPPER BANK N A is FDIC-insured (Certificate #59113). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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