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BankHealth

GLOBAL ONE BANK

HOUSTON, TEXAS · FDIC Cert #11570

B
Health Score
76/100
$165M
Total Assets
$122M
Total Deposits
19.02%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, GLOBAL ONE BANK holds a Tier 1 capital ratio of 19.02%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GLOBAL ONE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
11.41%
Liquidity Ratio
Adequate liquidity
0.73%
Return on Assets
Low profitability
$122M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GLOBAL ONE BANK shows strong financial health indicators. With $165M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GLOBAL ONE BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 19.02%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GLOBAL ONE BANK holds $165M in total assets and $122M in total deposits. It is located in HOUSTON, TEXAS (FDIC Certificate #11570).

GLOBAL ONE BANK has a Tier 1 capital ratio of 19.02%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.73%.

Yes. GLOBAL ONE BANK is FDIC-insured (Certificate #11570). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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