FREEDOM BANK OF SOUTHERN MO
CASSVILLE, MISSOURI · FDIC Cert #35276
Capital & Safety Analysis
According to FDIC financial data, FREEDOM BANK OF SOUTHERN MO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FREEDOM BANK OF SOUTHERN MO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FREEDOM BANK OF SOUTHERN MO shows some financial weakness with a Health Score of 43/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FREEDOM BANK OF SOUTHERN MO has a Bank Health Score of D (43/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FREEDOM BANK OF SOUTHERN MO holds $691M in total assets and $629M in total deposits. It is located in CASSVILLE, MISSOURI (FDIC Certificate #35276).
FREEDOM BANK OF SOUTHERN MO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.22%, and the return on assets is 1.14%.
Yes. FREEDOM BANK OF SOUTHERN MO is FDIC-insured (Certificate #35276). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.