FIRST STB OF ST CHARLES MO
ST. CHARLES, MISSOURI · FDIC Cert #12219
Capital & Safety Analysis
According to FDIC financial data, FIRST STB OF ST CHARLES MO holds a Tier 1 capital ratio of 15.66%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STB OF ST CHARLES MO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STB OF ST CHARLES MO shows strong financial health indicators. With $557M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STB OF ST CHARLES MO has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 15.66%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STB OF ST CHARLES MO holds $557M in total assets and $385M in total deposits. It is located in ST. CHARLES, MISSOURI (FDIC Certificate #12219).
FIRST STB OF ST CHARLES MO has a Tier 1 capital ratio of 15.66%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.44%, and the return on assets is 1.52%.
Yes. FIRST STB OF ST CHARLES MO is FDIC-insured (Certificate #12219). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.