FIRST STB OF BEN WHEELER TX
BEN WHEELER, TEXAS · FDIC Cert #11904
Capital & Safety Analysis
According to FDIC financial data, FIRST STB OF BEN WHEELER TX holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST STB OF BEN WHEELER TX to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST STB OF BEN WHEELER TX shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STB OF BEN WHEELER TX has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STB OF BEN WHEELER TX holds $188M in total assets and $161M in total deposits. It is located in BEN WHEELER, TEXAS (FDIC Certificate #11904).
FIRST STB OF BEN WHEELER TX has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.05%.
Yes. FIRST STB OF BEN WHEELER TX is FDIC-insured (Certificate #11904). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.