FIRST STATE BANK&TRUST CO
CARTHAGE, TEXAS · FDIC Cert #11559
Capital & Safety Analysis
According to FDIC financial data, FIRST STATE BANK&TRUST CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST STATE BANK&TRUST CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST STATE BANK&TRUST CO shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STATE BANK&TRUST CO has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STATE BANK&TRUST CO holds $564M in total assets and $466M in total deposits. It is located in CARTHAGE, TEXAS (FDIC Certificate #11559).
FIRST STATE BANK&TRUST CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.13%, and the return on assets is 0.44%.
Yes. FIRST STATE BANK&TRUST CO is FDIC-insured (Certificate #11559). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.