FIRST STATE BANK OF PURDY
PURDY, MISSOURI · FDIC Cert #16162
Capital & Safety Analysis
According to FDIC financial data, FIRST STATE BANK OF PURDY holds a Tier 1 capital ratio of 11.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STATE BANK OF PURDY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STATE BANK OF PURDY shows strong financial health indicators. With $229M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STATE BANK OF PURDY has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 11.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STATE BANK OF PURDY holds $229M in total assets and $206M in total deposits. It is located in PURDY, MISSOURI (FDIC Certificate #16162).
FIRST STATE BANK OF PURDY has a Tier 1 capital ratio of 11.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.28%, and the return on assets is 1.49%.
Yes. FIRST STATE BANK OF PURDY is FDIC-insured (Certificate #16162). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.