FIRST NB OF SCOTIA
SCOTIA, NEW YORK · FDIC Cert #11501
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF SCOTIA holds a Tier 1 capital ratio of 12.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF SCOTIA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF SCOTIA shows strong financial health indicators. With $665M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF SCOTIA has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 12.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF SCOTIA holds $665M in total assets and $601M in total deposits. It is located in SCOTIA, NEW YORK (FDIC Certificate #11501).
FIRST NB OF SCOTIA has a Tier 1 capital ratio of 12.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.44%, and the return on assets is 0.99%.
Yes. FIRST NB OF SCOTIA is FDIC-insured (Certificate #11501). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.