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BankHealth

FIRST NB OF QUITAQUE

QUITAQUE, TEXAS · FDIC Cert #3401

D
Health Score
49/100
$138M
Total Assets
$122M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, FIRST NB OF QUITAQUE holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NB OF QUITAQUE to additional regulatory scrutiny.

Key Financial Metrics

2.67%
Nonperforming Loans
Moderate — some loan stress
54.84%
Liquidity Ratio
Strong — can meet withdrawal demands
2.09%
Return on Assets
Profitable — earning well on assets
$122M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST NB OF QUITAQUE shows some financial weakness with a Health Score of 49/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST NB OF QUITAQUE has a Bank Health Score of D (49/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST NB OF QUITAQUE holds $138M in total assets and $122M in total deposits. It is located in QUITAQUE, TEXAS (FDIC Certificate #3401).

FIRST NB OF QUITAQUE has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.67%, and the return on assets is 2.09%.

Yes. FIRST NB OF QUITAQUE is FDIC-insured (Certificate #3401). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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