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BankHealth

FIRST NB OF BURLESON

BURLESON, TEXAS · FDIC Cert #23430

B
Health Score
65/100
$261M
Total Assets
$233M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, FIRST NB OF BURLESON holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NB OF BURLESON to additional regulatory scrutiny.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
57.66%
Liquidity Ratio
Strong — can meet withdrawal demands
3.45%
Return on Assets
Profitable — earning well on assets
$233M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST NB OF BURLESON shows strong financial health indicators. With $261M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST NB OF BURLESON has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST NB OF BURLESON holds $261M in total assets and $233M in total deposits. It is located in BURLESON, TEXAS (FDIC Certificate #23430).

FIRST NB OF BURLESON has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 3.45%.

Yes. FIRST NB OF BURLESON is FDIC-insured (Certificate #23430). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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