FIRST NB IN PORT LAVACA
PORT LAVACA, TEXAS · FDIC Cert #17811
Capital & Safety Analysis
According to FDIC financial data, FIRST NB IN PORT LAVACA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NB IN PORT LAVACA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST NB IN PORT LAVACA shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB IN PORT LAVACA has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB IN PORT LAVACA holds $386M in total assets and $312M in total deposits. It is located in PORT LAVACA, TEXAS (FDIC Certificate #17811).
FIRST NB IN PORT LAVACA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.10%.
Yes. FIRST NB IN PORT LAVACA is FDIC-insured (Certificate #17811). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.