FIRST MO STB OF CAPE COUNTY
CAPE GIRARDEAU, MISSOURI · FDIC Cert #58230
Capital & Safety Analysis
According to FDIC financial data, FIRST MO STB OF CAPE COUNTY holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST MO STB OF CAPE COUNTY to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST MO STB OF CAPE COUNTY shows some financial weakness with a Health Score of 44/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST MO STB OF CAPE COUNTY has a Bank Health Score of D (44/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST MO STB OF CAPE COUNTY holds $212M in total assets and $183M in total deposits. It is located in CAPE GIRARDEAU, MISSOURI (FDIC Certificate #58230).
FIRST MO STB OF CAPE COUNTY has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.10%, and the return on assets is 1.10%.
Yes. FIRST MO STB OF CAPE COUNTY is FDIC-insured (Certificate #58230). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.