FIRST MISSOURI STATE BANK
POPLAR BLUFF, MISSOURI · FDIC Cert #8282
Capital & Safety Analysis
According to FDIC financial data, FIRST MISSOURI STATE BANK holds a Tier 1 capital ratio of 12.68%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST MISSOURI STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST MISSOURI STATE BANK shows strong financial health indicators. With $259M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST MISSOURI STATE BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 12.68%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST MISSOURI STATE BANK holds $259M in total assets and $225M in total deposits. It is located in POPLAR BLUFF, MISSOURI (FDIC Certificate #8282).
FIRST MISSOURI STATE BANK has a Tier 1 capital ratio of 12.68%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.43%, and the return on assets is 1.37%.
Yes. FIRST MISSOURI STATE BANK is FDIC-insured (Certificate #8282). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.