FIRST MISSOURI BANK OF SEMO
KENNETT, MISSOURI · FDIC Cert #19349
Capital & Safety Analysis
According to FDIC financial data, FIRST MISSOURI BANK OF SEMO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST MISSOURI BANK OF SEMO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST MISSOURI BANK OF SEMO shows some financial weakness with a Health Score of 43/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST MISSOURI BANK OF SEMO has a Bank Health Score of D (43/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST MISSOURI BANK OF SEMO holds $202M in total assets and $177M in total deposits. It is located in KENNETT, MISSOURI (FDIC Certificate #19349).
FIRST MISSOURI BANK OF SEMO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.04%.
Yes. FIRST MISSOURI BANK OF SEMO is FDIC-insured (Certificate #19349). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.