FIRST FS OF MIDDLETOWN
MIDDLETOWN, NEW YORK · FDIC Cert #28712
Capital & Safety Analysis
According to FDIC financial data, FIRST FS OF MIDDLETOWN holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST FS OF MIDDLETOWN to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST FS OF MIDDLETOWN shows average financial health. While not alarming, its Health Score of 51/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FS OF MIDDLETOWN has a Bank Health Score of C (51/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FS OF MIDDLETOWN holds $173M in total assets and $104M in total deposits. It is located in MIDDLETOWN, NEW YORK (FDIC Certificate #28712).
FIRST FS OF MIDDLETOWN has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.54%.
Yes. FIRST FS OF MIDDLETOWN is FDIC-insured (Certificate #28712). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.