FIRST FEDERAL CMTY BANK SSB
PARIS, TEXAS · FDIC Cert #27678
Capital & Safety Analysis
According to FDIC financial data, FIRST FEDERAL CMTY BANK SSB holds a Tier 1 capital ratio of 16.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FEDERAL CMTY BANK SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST FEDERAL CMTY BANK SSB shows strong financial health indicators. With $559M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FEDERAL CMTY BANK SSB has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 16.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FEDERAL CMTY BANK SSB holds $559M in total assets and $488M in total deposits. It is located in PARIS, TEXAS (FDIC Certificate #27678).
FIRST FEDERAL CMTY BANK SSB has a Tier 1 capital ratio of 16.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.29%, and the return on assets is 1.00%.
Yes. FIRST FEDERAL CMTY BANK SSB is FDIC-insured (Certificate #27678). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.