FIRST CENTRAL SAVINGS BANK
GLEN COVE, NEW YORK · FDIC Cert #34969
Capital & Safety Analysis
According to FDIC financial data, FIRST CENTRAL SAVINGS BANK holds a Tier 1 capital ratio of 13.35%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST CENTRAL SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST CENTRAL SAVINGS BANK shows strong financial health indicators. With $986M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST CENTRAL SAVINGS BANK has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 13.35%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST CENTRAL SAVINGS BANK holds $986M in total assets and $874M in total deposits. It is located in GLEN COVE, NEW YORK (FDIC Certificate #34969).
FIRST CENTRAL SAVINGS BANK has a Tier 1 capital ratio of 13.35%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.75%, and the return on assets is 0.61%.
Yes. FIRST CENTRAL SAVINGS BANK is FDIC-insured (Certificate #34969). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.