FIRST B&T OF FULLERTON
FULLERTON, NEBRASKA · FDIC Cert #5405
Capital & Safety Analysis
According to FDIC financial data, FIRST B&T OF FULLERTON holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST B&T OF FULLERTON to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST B&T OF FULLERTON shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST B&T OF FULLERTON has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST B&T OF FULLERTON holds $100M in total assets and $80M in total deposits. It is located in FULLERTON, NEBRASKA (FDIC Certificate #5405).
FIRST B&T OF FULLERTON has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.11%.
Yes. FIRST B&T OF FULLERTON is FDIC-insured (Certificate #5405). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.