AMERICAN INTERSTATE BANK
ELKHORN, NEBRASKA · FDIC Cert #1439
Capital & Safety Analysis
According to FDIC financial data, AMERICAN INTERSTATE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject AMERICAN INTERSTATE BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
AMERICAN INTERSTATE BANK shows strong financial health indicators. With $140M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN INTERSTATE BANK has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN INTERSTATE BANK holds $140M in total assets and $118M in total deposits. It is located in ELKHORN, NEBRASKA (FDIC Certificate #1439).
AMERICAN INTERSTATE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 4.27%.
Yes. AMERICAN INTERSTATE BANK is FDIC-insured (Certificate #1439). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.