FCNB BANK
STEELVILLE, MISSOURI · FDIC Cert #1639
Capital & Safety Analysis
According to FDIC financial data, FCNB BANK holds a Tier 1 capital ratio of 9.35%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FCNB BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FCNB BANK shows strong financial health indicators. With $196M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FCNB BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 9.35%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FCNB BANK holds $196M in total assets and $167M in total deposits. It is located in STEELVILLE, MISSOURI (FDIC Certificate #1639).
FCNB BANK has a Tier 1 capital ratio of 9.35%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 0.22%.
Yes. FCNB BANK is FDIC-insured (Certificate #1639). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.