FBT BANK&MORTGAGE
FORDYCE, ARKANSAS · FDIC Cert #1028
Capital & Safety Analysis
According to FDIC financial data, FBT BANK&MORTGAGE holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FBT BANK&MORTGAGE to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FBT BANK&MORTGAGE shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FBT BANK&MORTGAGE has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FBT BANK&MORTGAGE holds $254M in total assets and $221M in total deposits. It is located in FORDYCE, ARKANSAS (FDIC Certificate #1028).
FBT BANK&MORTGAGE has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.50%, and the return on assets is 1.07%.
Yes. FBT BANK&MORTGAGE is FDIC-insured (Certificate #1028). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.