FARMERS&MERCHANTS BK ASHLAND
ASHLAND, NEBRASKA · FDIC Cert #5377
Capital & Safety Analysis
According to FDIC financial data, FARMERS&MERCHANTS BK ASHLAND holds a Tier 1 capital ratio of 12.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS&MERCHANTS BK ASHLAND has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS&MERCHANTS BK ASHLAND shows strong financial health indicators. With $132M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS&MERCHANTS BK ASHLAND has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 12.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS&MERCHANTS BK ASHLAND holds $132M in total assets and $111M in total deposits. It is located in ASHLAND, NEBRASKA (FDIC Certificate #5377).
FARMERS&MERCHANTS BK ASHLAND has a Tier 1 capital ratio of 12.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.76%.
Yes. FARMERS&MERCHANTS BK ASHLAND is FDIC-insured (Certificate #5377). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.