Skip to main content
BankHealth

FARMERS BANK&TRUST CO

BLYTHEVILLE, ARKANSAS · FDIC Cert #1027

B
Health Score
68/100
$410M
Total Assets
$372M
Total Deposits
11.09%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FARMERS BANK&TRUST CO holds a Tier 1 capital ratio of 11.09%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS BANK&TRUST CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.35%
Nonperforming Loans
Low — healthy loan portfolio
10.48%
Liquidity Ratio
Adequate liquidity
2.43%
Return on Assets
Profitable — earning well on assets
$372M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FARMERS BANK&TRUST CO shows strong financial health indicators. With $410M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FARMERS BANK&TRUST CO has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 11.09%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FARMERS BANK&TRUST CO holds $410M in total assets and $372M in total deposits. It is located in BLYTHEVILLE, ARKANSAS (FDIC Certificate #1027).

FARMERS BANK&TRUST CO has a Tier 1 capital ratio of 11.09%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 2.43%.

Yes. FARMERS BANK&TRUST CO is FDIC-insured (Certificate #1027). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: