EXCHANGE BANK OF NE MO
KAHOKA, MISSOURI · FDIC Cert #8274
Capital & Safety Analysis
According to FDIC financial data, EXCHANGE BANK OF NE MO holds a Tier 1 capital ratio of 13.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EXCHANGE BANK OF NE MO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EXCHANGE BANK OF NE MO shows strong financial health indicators. With $230M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EXCHANGE BANK OF NE MO has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 13.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EXCHANGE BANK OF NE MO holds $230M in total assets and $205M in total deposits. It is located in KAHOKA, MISSOURI (FDIC Certificate #8274).
EXCHANGE BANK OF NE MO has a Tier 1 capital ratio of 13.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.12%, and the return on assets is 1.55%.
Yes. EXCHANGE BANK OF NE MO is FDIC-insured (Certificate #8274). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.