EXCHANGE BANK OF MISSOURI
FAYETTE, MISSOURI · FDIC Cert #1616
Capital & Safety Analysis
According to FDIC financial data, EXCHANGE BANK OF MISSOURI holds a Tier 1 capital ratio of 11.70%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EXCHANGE BANK OF MISSOURI has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EXCHANGE BANK OF MISSOURI shows strong financial health indicators. With $363M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EXCHANGE BANK OF MISSOURI has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 11.70%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EXCHANGE BANK OF MISSOURI holds $363M in total assets and $330M in total deposits. It is located in FAYETTE, MISSOURI (FDIC Certificate #1616).
EXCHANGE BANK OF MISSOURI has a Tier 1 capital ratio of 11.70%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.41%.
Yes. EXCHANGE BANK OF MISSOURI is FDIC-insured (Certificate #1616). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.