CROSS COUNTY SAVINGS BANK
MIDDLE VILLAGE, NEW YORK · FDIC Cert #30260
Capital & Safety Analysis
According to FDIC financial data, CROSS COUNTY SAVINGS BANK holds a Tier 1 capital ratio of 18.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CROSS COUNTY SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CROSS COUNTY SAVINGS BANK shows strong financial health indicators. With $539M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CROSS COUNTY SAVINGS BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 18.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CROSS COUNTY SAVINGS BANK holds $539M in total assets and $456M in total deposits. It is located in MIDDLE VILLAGE, NEW YORK (FDIC Certificate #30260).
CROSS COUNTY SAVINGS BANK has a Tier 1 capital ratio of 18.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.65%, and the return on assets is 0.46%.
Yes. CROSS COUNTY SAVINGS BANK is FDIC-insured (Certificate #30260). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.